A tree or large limb through the roof needs more than a patch. There may be damage to the roof deck, framing and rooms below, and the tree itself may still be unstable. Put people first and keep clear of the affected part of the property.
For homeowners in Palm Coast and Flagler Beach, the roofing work begins with an assessment after the immediate hazards have been addressed. R&K's storm damage repair service can help you discuss the roof damage and next steps; emergency rescue or electrical hazards require the appropriate emergency responders.
Keep Away From the Impact Area
If anyone is injured, trapped or in immediate danger, call 911. Do not enter a damaged building to retrieve belongings or inspect the ceiling. The National Weather Service's after-storm guidance advises staying out of damaged buildings, reporting downed power lines and waiting until the severe-weather threat has ended before assessing property damage.
Do not climb onto the roof, cut the fallen limb or attempt to pull it free. Arrange professional help for tree removal and assessment of the damaged structure. Tell each provider what other work is being coordinated so that removal, temporary protection and repairs can be planned together.
Document What You Can From a Safe Location
Once it is safe, take photographs from outside the hazard area. Record when the impact happened and which rooms or roof sections appear affected. Existing photographs of the home and any prior roof paperwork may also help explain the condition before the incident.
Do not enter an attic beneath the impact to get a better photograph. A roofer can document roof conditions when access is safe. Keep messages, estimates and receipts together so you can track what was requested and completed.
Ask About Temporary Protection and a Full Inspection
Ask the contractor whether temporary weather protection is appropriate and what must happen before it can be installed. A temporary covering is not a completed repair. The opening may extend beyond what is visible from the ground.
Request a roof inspection that identifies damaged covering, decking and accessible surrounding areas. Ask whether additional structural assessment is needed, what could not be inspected and who will address any interior water damage.
Get the Repair Scope in Writing
The proposal should describe the area to be opened, materials to be replaced, how the repair meets the existing roof and how concealed damage will be handled. If a roof replacement is recommended, ask why a localized repair would not address the condition.
If you plan to contact your insurer, ask the insurer directly about its reporting process and documentation needs. Do not assume that a contractor's estimate establishes coverage or the amount payable.
After immediate hazards are resolved, homeowners in Flagler County, Volusia County and St. Johns County can contact R&K to discuss inspection and repair options. Explain that a tree has struck the roof so the team understands the nature of the damage before the visit.
